Self-Directed IRA and 401(k) Plan Fees and Charges Explained

Posted by Brett L. Davis Jul 9, 2026 Self Directed IRA Basics

Are you aware that hidden fees can significantly erode the value of your self-directed IRA or 401(k)? Many custodians obscure their costs in complex fee schedules, making it challenging to compare options. This article reveals the common fees you should watch out for, from set-up and annual maintenance fees to transaction and termination charges. Discover how Exeter Trust Company offers transparent, flat-fee pricing that protects your account value as it grows. Learn the right questions to ask and ensure you make a well-informed decision for your retirement investments. Don’t let fees catch you off guard—read on to empower your financial future!

How to Roll Over a 401(k) Into a Self-Directed IRA to Invest in Real Estate and Alternative Investments

Posted by Brett L. Davis Jun 2, 2026 Self Directed IRA Basics

Are you looking to take control of your retirement savings and explore exciting investment opportunities? Rolling over your 401(k) into a self-directed IRA can open the door to a world of alternative investments, including real estate, private lending, and more. This process allows you to maintain the tax-advantaged status of your funds while gaining access to a broader range of investment options. Discover the step-by-step guide to successfully navigate the rollover process and learn how to leverage your retirement funds for real estate investments. Don’t miss out on the chance to align your retirement strategy with your financial goals!

Self-Directed IRA and 401(k) Plan Fees: How Fee Structures Affect Long-Term IRA Returns

Posted by William “Bill” L. Exeter May 20, 2026 Self Directed IRA Basics

The fee structures of a self-directed IRA or a self-directed 401(k) plan can have a direct and long-lasting effect on investment performance. By the end of this article, you will understand how layered IRA and 401(k) plan custodian fees (i.e., the nickel and dime approach) can reduce long-term growth, why percentage-of-value charges often become more […]

Choosing the Right IRA Custodian: Balance between Technology and High-Human-Touch

Posted by Brett L. Davis Mar 12, 2026 Self Directed IRA Basics

In the relentless push toward automation, the value of human expertise in IRA custodianship cannot be overstated. While sleek technology promises efficiency, it often falls short when navigating the complexities of alternative investments. Imagine needing to discuss a unique transaction structure, only to be met with a customer service representative lacking the necessary background. For high-net-worth clients, the cost of “not knowing what you don’t know” is significant. Discover why a custodian that blends deep industry knowledge with accessible human interaction is essential for safeguarding your clients’ wealth and ensuring compliance in an increasingly complex financial landscape.